# Daniel Concepcion

> Daniel Concepcion is a Santander technology executive, CTO and CIO, leading global retail and commercial banking platforms across Europe, the US and Latin America.

This is Daniel Concepcion's public CV and professional profile. The site is intentionally small and static: one concise HTML page, a public portrait image, a sitemap, robots policy, and this LLM-oriented overview.

Key context:
- Current role: technology leader at Santander Group, serving as Deputy T&O Retail & Commercial Global Head and Deputy Head of Open Digital Services.
- Career scope: banking technology leadership across Madrid, Boston, and Mexico City.
- Executive roles include Chief Technology Officer (CTO), Chief Information Officer (CIO), Head of IT Engineering, and Global Head of Platform Engineering.
- Themes: digital banking platforms, cloud-native migration, resilience, cost transformation, AI-native banking, regulated platform organisations, and large engineering organisations.
- Scale: experience leading teams of up to 3,000 people.

## Core

- [Public CV](https://danielconcepcion.com/): Primary public profile with summary, experience, current interests, and contact links.
- [Sitemap](https://danielconcepcion.com/sitemap.xml): Machine-readable list of public site URLs.
- [Robots policy](https://danielconcepcion.com/robots.txt): Crawler access policy and sitemap reference.

## External

- [LinkedIn](https://linkedin.com/in/danielconcepcion): Public LinkedIn profile.

## Optional

- [Portrait image](https://danielconcepcion.com/assets/portrait.png): Public portrait used by the page and social metadata.