About
I am a global technology executive, CTO and CIO in banking and financial services, with 25+ years leading large-scale technology organisations.
Most of my career has been about taking technology organisations through change. I have launched banks in new markets, rebuilt operating models to materially reduce cost and improve resilience, and moved large engineering organisations from monolithic systems onto cloud-native platforms. I have done this across Madrid, Boston and Mexico City, with teams of up to 3,000 people.
Experience
Santander Group
Santander Mexico
Santander Mexico
Santander Bank N.A.
Santander Group
Earlier · 1999–2015. IT Managing Director and IT Manager at Produban (Santander), Madrid. IT Consultant at Banesto. Network Engineer at Intelideas.
Education. Computer Science studies, Universidad de Las Palmas de Gran Canaria. MBA, Universidad Alfonso X El Sabio.
What interests me now
AI-native banking
How banks are rebuilt, not retrofitted, around AI across the front-to-back stack.
The unit economics of cloud at scale
What resilient, cloud-native platforms really cost, and what they return, at tens of millions of customers.
Platform organisations under a moving regulatory perimeter
What technology organisations look like when the rules keep changing under them.